Checkups or physicals are generally covered by most insurance plans, no matter your age. Many insurance plans cover one physical or wellness visit a year. If you have Medicare, you're may be covered for an initial wellness visit to develop or update a personalized prevention plan. Contact your healthcare provider to find out more information on coverage.
During your initial Medicare wellness checkup, your physician will measure your height, weight, body mass, blood pressure, and heart rate. The rest is a discussion of your and your family's medical history, any physical or mental limitations, and risk factors for diabetes and depression.
Your “Welcome to Medicare” exam is a checkup that provides a picture of your current health as a starting point for future annual visits and is meant as a preventative service —allowing you to early detect potentially dangerous or chronic health issues. Your physician can create a personalized healthcare plan for you and verify that you are up to date on preventive tests including cancer screenings and flu—often completely covered by Medicare.
Note: You don't need to have had a "Welcome to Medicare" examination to qualify for future wellness visits, however your first 12 months in Part B will not be reimbursed.