As we get older, keeping up with recommended vaccines becomes an important part of staying healthy. 1
The good news is that Medicare coverage for the shingles vaccine has improved in recent years. Here's what you need to know about coverage, costs and where to get vaccinated.
The shingles vaccine is covered under
It's worth noting that Original Medicare (Parts A and B) does not cover the shingles vaccine, even though it covers other preventive vaccines, like flu and pneumonia shots.
If you're enrolled in a Medicare Part D plan, you can receive the shingles vaccine at no out-of-pocket cost. This became possible in 2023, when a federal law eliminated cost-sharing for recommended adult vaccines covered under Part D.
If you don't have Part D coverage, you may have to pay the full cost of the vaccine.
Shingrix is the vaccine that protects against shingles, a painful rash caused by the same virus that causes chickenpox. Because the virus stays in the body after a chickenpox infection, it can reactivate later in life as shingles.
The Centers for Disease Control and Prevention (CDC) recommends Shingrix for adults 50 and older. It's given as 2 doses, spaced 2 to 6 months apart.
Shingrix is highly effective, preventing shingles in about 97% of adults ages 50 to 69, and 91% of adults 70 and older.3 Even if you received the older shingles vaccine, Zostavax®, it's still recommended that you get Shingrix for stronger protection.
Common side effects are usually mild and may include soreness at the injection site, fatigue or flu-like symptoms that last a few days.
If you have Medicare Part D or a MAPD plan that includes prescription drug coverage, you'll typically pay $0 out of pocket for the shingles vaccine. That means no copayment and no deductible for the shot.1
Without prescription drug coverage, Shingrix can cost more than $180 per dose, and keep in mind 2 doses are needed for full protection.3
If cost is a concern, you may qualify for Extra Help, a Medicare program that assists people with limited income and resources in paying for Part D premiums, amongst other prescription drug costs.
Checking your coverage before scheduling the vaccine can help you avoid unexpected expenses.
Most adults 65 and older get the shingles vaccine at a local pharmacy. But before you go, make sure the pharmacy is in your Medicare Part D plan's network, so your vaccine is covered as expected.
You may also be able to get Shingrix at your healthcare provider’s office or primary care center. It's worth checking that the office can bill your Part D coverage directly, so you don’t have to pay upfront and file for reimbursement later.
In many states, pharmacists can give the shingles vaccine without a prescription. Still, requirements vary by location, so it's a good idea to call ahead and ask.
A quick check with your pharmacy, healthcare provider or Medicare plan can save time and make the process a little smoother.
1. Is the shingles shot free for seniors and older adults?
In most cases, people age 65 and older who have Medicare Part D or a MAPD plan with prescription drug coverage can receive Shingrix at no out-of-pocket cost.1
2. At what age can you get the shingles vaccine?
The CDC recommends Shingrix for adults age 50 and older. It’s also recommended for certain adults age 19 and older who have weakened immune systems.2
3. Do MA plans cover the shingles vaccine?
Yes, if the plan includes prescription drug coverage.2
4. How many doses do I need?
Shingrix is a 2-dose vaccine series. The second dose is usually given 2 to 6 months after the first.2
5. What if my vaccine claim is billed incorrectly?
Before your appointment, check that the pharmacy or healthcare provider participates in your plan's network. If a billing issue occurs, contact your Medicare plan for guidance on correcting the claim.
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